Up to 4%: a 3% federal origination fee and a 1% federal default fee.

$3,500 first year combined*

$4,500 second year combined*

$5,500 third and fourth year combined

$6,625 first year*

$7,500 second year combined*

$10,500 third and fourth year combined

$3,500 first year combined*

$4,500 second year combined*

$5,500 third and fourth year combined

$6,625 first year (up to $2,625 in subsidized Stafford)*

$7,500 second year (up to $3,500 in subsidized Stafford)*

$10,500 third and fourth year (up to $5,500 in subsidized Stafford)

$23,000

$46,000

$23,000

$46,000

Starts within 60 days after final disbursement of the loan.

You may postpone repayment for up to 60 months, including while your child is in school.